I learned about personal finance through pain. My life is your typical story of a person who was born down on their luck. What I’ve learned, is that you can either live through it, or get through it. I chose the latter…

 Rock Bottom

My rock bottom moment was almost having to drop out of college at 19 while my family lived out of a hotel in a different city. There isn’t a scarier experience than being kicked out with nowhere to turn. This is also where I witnessed the purest act of kindness in the form of a $20,000 grant to keep studying.

The Rebound

Three years and one bachelor’s degree later, I found myself with $75,000 in debt, living in a HCOL area making $40,000 per year. This is where my want to learn personal finance started. I saved 7 grand in one year and started to invest. I “house hacked” and was able to kick Sallie Mae to the curb. I still have some debt to tackle, but my progress has allowed me to live a more peaceful and fulfilling life. which is the point of this blog!

The purpose of this blog

 Your life is not over because you have debt, and you can live the life of your dreams while paying it off. This website will be a place where you can witness the fun that life has to offer through art and travel. And it will have many of the occasional personal finance tidbits for your reading pleasure.